Travel Insurance

Trip Cancellation | Up to 100% of Trip Cost

Reimburses your prepaid, non-refundable trip expenses if you must cancel your trip due to a covered reason. Maximum coverage: $25,000.

Trip Interruption | Up to 150% of Trip Cost

Reimburses the unused, non-refundable portion of your trip expenses and the increased transportation costs it takes you to continue your trip or return home if you need to interrupt your trip for a covered reason. Maximum coverage: $37,500.

Emergency Medical and Dental | $50,000

This primary coverage provides reimbursement for expenses incurred during your trip due to covered medical and dental emergencies. $750 maximum for emergency dental care.

Emergency Transportation | $250,000

Provides reimbursement for medically necessary transportation to the nearest appropriate facility following a covered illness or injury. Can also reimburse the cost of medically necessary transportation back home following a covered illness or injury.

Travel Delay | $750

Reimburses up to $150 per day per person for additional travel and lost prepaid expenses if your trip is delayed for five or more hours for a covered reason. Can also reimburse additional transportation expenses if you miss your tour because of a covered delay.

Baggage Loss/Damage | $1,500

Covers loss, damage, or theft of baggage and personal effects.

Baggage Delay | $500

Reimburses the reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by a common carrier for 12 hours or more. Receipts for emergency purchases are required.

24-Hour Hotline Help Included

Our multilingual team of problem solvers is always available to help with medical and travel-related emergencies.

Covered Reasons for Trip Cancellation and Trip Interruption

Travel Insurance can pay trip cancellation and interruption claims when you cancel or interrupt your trip due to certain unforeseen situations. These situations are called “covered reasons.” For this plan, these covered reasons include:

Covered illness, injury, death

Supplier financial default***

Legal proceeding

Normal pregnancy*

Employer termination***

Loss of accommodation

Travel delay resulting in loss of

50% of trip length**

Home uninhabitable

Destination uninhabitable

Legal separation/Divorce

Traffic accident

Terrorism

Military duty

Witness birth*

Hijacking**

Quarantine

24-hour delay by travel carrier

*Trip Cancellation coverage only

**Trip Interruption coverage only

***Trip Cancellation coverage only. Must be employed with your current employer for 12 continuous months.